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San Diego Cannabis Banking

Grow your business with Safe Harbor Financial – a leading institution for marijuana banking in San Diego. We service cannabis, CBD, and hemp-related businesses.

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Safe Harbor Financial was founded in 2015 to serve cannabis-related businesses that were severely underbanked by the existing status quo. Due to the federal prohibition against cannabis, major financial institutions are unwilling to provide even basic financial services to cannabis-related businesses – irrespective of the state’s legality. 

Enter Safe Harbor Financial. We’re an industry-leading institution, bridging this divide and ensuring cannabis-related businesses in dire need of banking can secure the relevant services. Even better, we’ve earned a reputation for personalized banking and impeccable regulatory advice. 

Our San Diego cannabis banking services include checking and savings accounts, online banking, consumer payments, electronic tax payments, direct deposit payroll, and more.

In addition to our role in the burgeoning recreational and medical cannabis industries, we also provide CBD and hemp banking in San Diego. No matter the sector of the cannabis industry, our personal bankers and expert team have the knowhow to deliver our unparalleled banking solutions. 

Let our team bring your vision to life – join Safe Harbor Financial today.



San Diego cannabis banking services

For all cannabis-related businesses, access to financial services, like checking accounts, electronic tax payments, and employee accounts is essential to the day-to-day running of the business. However, Safe Harbor Financial goes above and beyond. Here’s the full range of services available to our clients:



  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Consumer payments
  • Electronic tax payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payments and origination options
  • Wire Services
  • Financing
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Experience unmatched marijuana banking in San Diego

California, and by extension San Diego, is at the forefront of cannabis legalization in the US. Marijuana has been legal for medical use since 1996 and for recreational use since late 2016. As such, the cannabis industry in San Diego is among the most mature in the country, boasting hundreds of businesses, from dispensaries, biotech firms, cultivators, manufacturers, ancillary businesses, and more.

Catering to these businesses, we’re one of the few cannabis banking firms with the relevant experience and expertise suitable to the thriving industry. Indeed, we were instrumental in bringing Colorado’s fledgling cannabis industry to maturity – now, we’re sharing our insights for cannabis banking in San Diego.

Under our guidance, enterprises can trade safe in the knowledge that they’re 100% regulatory compliant. In fact, we liaise with regulators, legislators, and law enforcement to ensure we deliver the most up-to-date assistance and advice. 

With further legal changes, such as the Cannabis Appellations Program, continuing to reshape the industry, you need a financial institution ready to evolve with the times – you need Safe Harbor Financial. 

We’re more than just another cannabis bank; we’re a financial innovator, leading the way forward for the industry.



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Open your account today to elevate your success!

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Frequently Asked Questions

How do I access your financial services? +

Our full array of financial services is available to all our bank members. Joining Safe Harbor Financial involves three simple steps:

  1. Submit your application
  2. We’ll perform document checks and due diligence
  3. We’ll conduct an interview, site inspection, and in-depth business review.

As part of the application, we all ask you to provide the following documents:

  • All business documents (including bylaws and operating agreement)
  • Your marijuana license or certificate and a complete copy of your license application
  • Your IRS EIN Certification Letter

Please get in touch with our team for any further questions about Safe Harbor Financial or the application process.



Do you serve all kinds of cannabis businesses? +

Yes. Our financial services are designed to be versatile across the ever-increasing spectrum of cannabis businesses. Safe Harbor Financial is proud to deliver San Diego cannabis banking services to the following businesses: 

  • Growers, manufacturers, and CBD extraction
  • Cannabis biotechnology firms
  • Dispensaries and retailers
  • Cannabis associations
  • Service companies
  • Cannabis industry consultants
  • Landlords and ancillary
Why is marijuana banking in San Diego important? +

Failure to deliver adequate marijuana and hemp banking in San Diego means cannabis-related businesses must either turn to unscrupulous organizations or misrepresent the nature of their business to major financial institutions.

Even worse, if businesses decide to operate solely in cash, they can become a target for thieves and fraud. With our support, we’ll protect your money, providing round-the-clock financial services necessary for your security, regulatory compliance, and peace of mind.