About us

With deep roots in the Colorado financial world, it’s no wonder we helped to pioneer cannabis banking. Since we were originally created by Partner Colorado Credit Union, we bring over 90 years of financial service to the table, giving you peace of mind that we’ll be here. Today and tomorrow.

Learn More »

Our History

In November 2012, Colorado voters passed Amendment 64 legalizing the sale and use of recreational marijuana. As a result, entrepreneurial businesses focused on cannabis products, growing as fast as the strong demand for the product. Unfortunately, federal laws did not change, making it nearly impossible for these businesses to conduct banking in federally insured financial institutions.

As a result, marijuana businesses operated in a cash-based landscape, paying rent, salaries, taxes, etc. with grocery bags full of cash. The prospect of robbery, fraud and worse made this approach unsustainable. In July 2014, a group of attorneys, representing a number of cannabis- related businesses, approached Partner Colorado Credit Union to help establish a legitimate banking option for their clients. By the beginning of 2015, Safe Harbor Private Banking opened for business. Today, As Safe Harbor Financial, we continue to proudly forge the way for safe, legal banking for the flourishing cannabis industry.

Management Team

Sundie Seefried

Sundie Seefried

CEO, Safe Harbor Financial

Safe Harbor Financial is the brainchild of Sundie Seefried, CEO of Safe Harbor Financial. A 35-year veteran of the credit union industry, in 2014, she saw that CRBs needed financial services and that Colorado communities would be safer if the new industry had access to banking solutions.

Certified Anti-Money Laundering Specialist
Amanda McComb

Amanda McComb

Vice President

Amanda’s unique cannabis banking perspective started with years of hands-on industry experience. From the front line to managing the Credit Union’s greatest risk— BSA/AML practices—Amanda served as the initial banker for the Safe Harbor Program and is currently Vice President of Safe Harbor Financial.

Certified Anti-Money Laundering Specialist
Kimberly Seefried

Kimberly Seefried

Implementation Manager

As the Safe Harbor Implementation Manager, Kimberly was responsible for onboarding over 80 accounts, in three states, in the first 10 months of the program’s existence. Kimberly works closely with the financial institutions involved in the Safe Harbor program. She became CAMS certified in 2020.


Enhance Your Career with the Leader in Cannabis Banking.
Become part of the Safe Harbor Financial team today!

POSITION: Marketing Coordinator

ARVADA, CO

SUMMARY DESCRIPTION:
The Marketing Coordinator will support Safe Harbor Services by creating, coordinating and executing marketing projects and promotions through appropriate channels, as well as maximize the CUSO’s brand awareness through online strategies and social media platforms.  In addition, this position will work with third party vendors to ensure completion of materials, conference participation, website updates, etc..  The Marketing Coordinator will need to track and stay within the allotted budget for marketing efforts per year.  The Marketing Coordinator will need to track leads, and ensure marketing efforts result in both immediate and long-term lead generation.

QUALIFICATIONS:

  • Associate’s degree in marketing, communications, or a related field
  • One to three years of experience in marketing
  • Must have strong organizational and project management skills, as well as attention to detail
  • Excellent written and verbal communication skills, as well as outstanding copywriting and proofreading skills
  • Firm grasp on various marketing platforms, channels, and best practices, including social, digital, and email marketing
  • Post regular social media updates
  • Determine Press Release opportunities and create and distribute
  • Ensure release publication list and utilize best publications for news and marketing releases; researching their demographics.
  • Must be a self-starter and able to independently move projects forward, prioritize tasks, and meet deadlines
  • Must have a high level of creativity
  • Must make an effort to understand the different markets served (cannabis, financial institutions, third party processors, etc.) in order to market to each appropriately
  • Must familiarize themselves with the regulations surrounding marketing to the cannabis market, and marketing financial services
  • Must be adaptable to multiple software programs and willingness to change and understand new software

POSITION: BSA Specialist

SUMMARY DESCRIPTION:

Specialist is responsible for performing day-to-day analysis ensuring Safe Harbors remains compliant with the applicable aspects of the Bank Secrecy Act, USA Patriot Act and OFAC regulations. Specialist will be responsible for monitoring, identifying and reporting of suspicious activity relative to potential money laundering activity, financial crimes and/or terrorist financing.  Specialist will perform daily monitoring of Suspicious Activity, review, research and analyze accounts and activity identified for possible Suspicious Activity Report (SAR) filing. Specialist is responsible to review and monitors daily control reports to ensure that all Currency Transaction Reports (CTR) are completed and filed.  Specialist is responsible for working with private bankers to streamline files.

POSITION DUTIES:

  • BSA/FINCEN GUIDELINES & COLE MEMO PRIORITIES
  • Specialist will be required to know the regulatory guidelines sufficiently to apply to all account and client activities.
  • Specialist will be required to maintain BSA Certification.
  • Specialist will need to understand the ramifications of banking the industry on both a personal and professional level and protect the organization and themselves from any legal action.
  • Specialist will be required to monitor the industry for changes and trends that may impact banking.
  • Specialist responsible for filing the SARs after approval, performs ninety day reviews and maintains all documentation
  • Specialist responsible to work directly with bankers to file all SAR’s/CTR”s by set due date

QUALIFICATIONS:

  • Business Account knowledge
  • BSA Certification and understanding
  • Bachelors of Business Degree preferred
  • Ability to Self-train on this new industry and apply knowledge to protect Safe Harbor
  • Ability to STRICTLY follow and adhere to regulatory guidelines and rules surrounding the service to this industry.

Salary: $40,000-$45, 116 depending on knowledge and experience

Strategic Partners

We help you grow with the support of our strategic partners. Fully vetted and recognized for their expertise, you can count on these guys to further optimize your business.

El Capitan Advisors

El Capitan Advisors

Cash Management, Balance Sheet Access, and Investment Management Services

www.elcapitanadvisors.com

For more information contact:
Andrew Nash
CEO and Founder
andrew@elcapitanadvisors.com
415.971.2250

AeroPay

AeroPay is the leading digital payments platform for the cannabis industry. With AeroPay, cannabis businesses can offer contactless in-store, online, and B2B payments to customers, suppliers, or business partners.

For more information or to request a demo, visit aeropay.com/safeharbor or email safeharbor@aeropay.com.

CanPay
The world’s first debit payment app for cannabis retailers – and other emerging industries.
canpaydebit.com
For more information
Dustin Eide
Sales@CanPayDebit.com

Track N Pay

A proven payment solution for retailers.

track-n-pay.com

1645 S. River Road
Des Plaines, Illinois 60018

For more information
224.244.3936

würk
Cannabis software and services to manage your people.
Payroll | HR | Scheduling | Time keeping
enjoywurk.com
For more information
Chris Lagana
Partnerships & Business Development Director
clagana@enjoywurk.com
833.365.9875

Giving Back

At Safe Harbor, one of our core values is giving back to the communities we serve. Our commitment is exemplified by the following organizations, however our teams give countless hours of their time to other philanthropic causes as well.

The Policy Center for Public Health and Safety (PH&S) was founded by forward- thinking leaders who facilitate dialogue, putting solutions in front of credible policymakers and key regulatory figures who have the ability to responsibly address issues impacting the U.S. and international cannabis markets.

Learn More

Created in 2016, the Growing Hope Foundation is as an avenue for cannabis businesses to support worthy causes they believe in and give back to their communities.

Learn More

facebook LinkedIn Twitter
©2021 Safe Harbor Financial, LLC. Nothing contained on this website constitutes legal advice. Safe Harbor Financial has no regulator endorsements, express or implied, related to information contained herein or related to Safe Harbor Financial. Marijuana remains illegal under the Federal Controlled Substances Act and as such, any information provided on this website regarding the use of the Safe Harbor Program™ to provide financial services to cannabis related businesses (“CRBs”) is based on the guidance issued by the United States Department of Treasury Financial Crimes Enforcement Network (“FinCEN”). SAFE HARBOR IS A NAME ONLY and the use of “Safe Harbor” in our name is not meant to imply any additional security. The information contained on this website does not purport to offer a legal “safe harbor” from the current conflict that exists between your state laws and federal law. Because cannabis remains a controlled substance, all assets related to CRBs and the assets of the financial institutions that service CRBs are subject to seizure by federal authorities. Nothing contained on this website constitutes legal advice and Safe Harbor Financial encourages you to work closely with your legal advisors to evaluate all information provided.