LENDING TO FUND YOUR GROWTH.
Capital solutions for licensed cannabis operators
Safe Harbor provides access to commercial real estate loans and flexible financing tools through partner institutions to help cannabis businesses grow. Since launching our lending platform in 2022, we've originated over $120M in loans for cannabis operators nationwide. Whether you're expanding your footprint or investing in infrastructure, we deliver the capital you need, backed by deep industry knowledge and compliant financial practices.
Commercial Real Estate Loans
Property Types
Owner-occupied: Finance real estate used for your licensed cannabis business
Investor: Finance cannabis properties leased to licensed operators
Loan Size
$1 million to $2.5 million
Loan-to-Value
Up to 65 percent of cannabis real estate value
Terms
5-year terms with 25-year amortization
Rates
Competitive fixed rates from 8.99 percent to 13.5 percent
Integrated banking support
Get guidance on banking setup and cash flow alignment
Check Eligibility & Submit a Safe Harbor Loan Request
Submit a loan request
Rates and terms subject to change; based on credit and collateral.
Additional Financing Options
Expanded access to flexible capital
Safe Harbor clients can also access a range of financing solutions through our partnership with FundCanna. This suite of services provides non-dilutive capital to support growth and operations.
Working Capital
Non-dilutive funds for any business purpose
Vendor Financing
FundCanna pays your vendors directly and offers flexible repayment terms to improve cash flow
Equipment Financing
Lease or purchase new or used equipment without tying up your cash
ReadyPaid
A business-to-business BNPL program that gets you paid right away and extends flexible payment terms to your customers
Start your fundcanna application
FundCanna loan terms and rates are established solely by FundCanna and are not the same as Safe Harbor's commercial real estate loans.
Need to clean up your books before applying? We can help.
Don’t let messy financials stop you from getting approved.
The Safe Harbor financial support team works with cannabis businesses to get books, organized, reconciled, and ready for review. We can help you fix what’s missing, flag issues before lenders do, and give you clarity to move forward.
The Safe Harbor financial support team works with cannabis businesses to get books, organized, reconciled, and ready for review. We can help you fix what’s missing, flag issues before lenders do, and give you clarity to move forward.
