Compliant cannabis banking and financial services for social equity licensees nationwide. Bank, borrow, operate, and grow with experienced cannabis banking relationship managers, dedicated support, and discounted fees.
Safe Harbor provides cannabis banking and financial services designed specifically for licensed cannabis businesses. We work with social equity operators across multiple states and understand the requirements tied to social equity licensing, banking, and compliance.
• Built exclusively for cannabis businesses
• Serving licensed operators nationwide since 2015
• Dedicated cannabis banking specialists
• Financial services that support banking, lending, and operations
All clients are evaluated using consistent, risk-based compliance standards aligned with cannabis regulations.
Verified social equity operators receive 20% off recurring monthly banking fees for the life of the relationship, while accounts remain in good standing. This reflects Safe Harbor’s long-term commitment to supporting social equity cannabis businesses.
Banking is the foundation, but operating a cannabis business requires broader financial infrastructure.
Safe Harbor supports social equity operators through a connected financial services ecosystem, including:
• Financial reporting, bookkeeping, and accounting support
• Tax and financial advisory referrals
• Payroll and HR solutions
• Access to trusted cannabis service providers through Safe Harbor Advantage
These services help ensure your financial systems support your business as it operates and grows.
Safe Harbor is a partner of BIPOCann, a national organization focused on supporting social equity cannabis entrepreneurs through education, mentorship, and business development. This partnership helps connect clients with additional resources designed to support long-term success.
Whether you are preparing for licensure, opening your first account, or expanding your business, Safe Harbor can help you understand your options and establish the financial foundation your business needs.
Verified social equity operators receive 20% off recurring monthly banking fees.
Social equity licenses are issued by state or local cannabis regulators to expand opportunity for individuals and communities disproportionately impacted by cannabis prohibition. Eligibility criteria vary by state and jurisdiction.
Safe Harbor relies on official state or municipal social equity designations for verification.
Yes. Social equity licensees are fully licensed cannabis businesses and can qualify for compliant banking services if they meet regulatory and compliance requirements.
No. A prior cannabis conviction alone does not automatically disqualify a business. Each business is evaluated based on its current license, operations, and compliance.
Social equity clients have access to Safe Harbor’s full financial services platform, including cannabis business banking, payments, payroll solutions, financial support services, and access to lending where available.
Verified social equity operators receive 20% off recurring monthly banking fees, applied after verification and maintained while accounts remain in good standing.
No. Safe Harbor offers pre-operational cannabis business accounts for operators who are preparing to apply for a license or are in the licensing process. These accounts allow you to establish a banking relationship early, at a fixed-rate as well as at a reduced cost, while you complete licensing requirements.
In some states, having a cannabis business bank account is required as part of the application process or can strengthen your application. Our team can help you establish compliant financial infrastructure so you are prepared as your business moves forward.
Yes. Through Safe Harbor Advantage, clients can access trusted cannabis service providers offering accounting, payroll, insurance, tax advisory, and operational support.
Safe Harbor supports licensed cannabis businesses across the United States, including operators participating in state social equity programs.
