Comprehensive Services

What Is a Comprehensive Banking System?

A comprehensive banking system is the complete suite of services a bank or financial institution offers to a focused group of customers – like the cannabis industry. These services are tailored to the specific needs of the industry. No matter the financial challenges and difficulties your cannabis business faces, we’ve developed all the proven financial services you need to succeed.

Comprehensive Financial Services for Cannabis Businesses

We specialize in providing a comprehensive financial service system to cannabis-related businesses. From access to accredited industry experts to unparalleled payment processing, we’re a proven, reliable and reputable financial service provider in the cannabis industry. With a portfolio of 500+ accounts (licensed and ancillary), we’re ready to provide you with the same customized and high-quality service.

Our services are available to all cannabis-related businesses (CRB). If your business is involved in cannabis/marijuana, hemp, or CBD, we’re available to help. We service all types of cannabis businesses, including:

Growers
Dispensaries
Retailers
Cannabis associations
Service companies
Cannabis industry consultants
Landlords
Ancillary

No matter your role in the cannabis industry, if you’re in need of Financial Services for security and growth, contact our team of experts to see how our comprehensive banking system can work for you.

Why Safe Harbor Financial?

As one of Colorado’s first and foremost financial service providers, we’re dedicated to providing the local cannabis industry with the comprehensive service system it needs to succeed. We understand the complexity of the current cannabis banking landscape and have extensive experience handling the financial challenges cannabis-related businesses face daily.

It’s why Safe Harbor Financial was founded: to give you all the financial tools to grow your business and reach your potential.

7+ years of cannabis banking experience

Industry accredited experts in cannabis banking

Unparalleled access to banking advice

Remarkable reputation for regulatory compliance at both the federal and state level.

$200+ million banked per month for CRBs

Proven record of cannabis banking excellence

Don’t just take our word for it – with 500 cannabis accounts and $12+ billion in cannabis funds processed, we have the experience necessary to elevate your business. Discover why so many other cannabis industry businesses have chosen to partner with us and access our phenomenal comprehensive financial services.

Our Services

We understand the challenges of opening or growing a cannabis-related business. It’s why we were founded: to design and build a comprehensive financial service system that can help companies navigate the complexity of federal and state regulations. Now let us assist you.

We offer comprehensive banking services to help you succeed:

Cash management services
Manage your cannabis funds with wire transfers, sweep options, and cannabis senior secured loans.

Business checking and saving accounts
Keep your money safe, secure and easily accessible.

24/7 account access
Including free online and mobile banking + mobile check deposits.

Senior Secured Lending
Access reasonable lending services to expand and grow your business.

Investment options
Let your money grow as you grow your business.

Increased safety and security
Armored carrier and vaulting services for daily cash deposits.

Electronic federal and state tax filing
Pay federal and state taxes electronically straight from your business bank account.

Mobile Banking
Stay on top of your business from your fingertips.

Automated clearing house (ACH) and debit card payments
In a pinch? Making payments on the go has never been easier and faster.

Why Do You Need Comprehensive Financial Services?

Cannabis businesses operate in a high-risk industry. Due to the discrepancy between federal and state legality, finding cannabis banking services via familiar banking institutions is virtually impossible. It’s led many to run their businesses exclusively in cash – struggling even to open a bank account. In fact, in some states, even taxes are paid in cash.

These cash-intense businesses are a target for robberies and fraud. It makes keeping up-to-date books a headache and paying taxes a nightmare. That’s no way to run a successful business.

But with the cannabis industry seeing record growth and billions in nationwide profits, access to comprehensive banking services is more important than ever.

The key benefits of comprehensive banking include:

Reduce risks from criminal activity
Via access to armored protection and reduced cash presence on-site, you’ll become less of a target for theft.
Increased efficiency and manageability
Improve operational efficiency by reducing dependence on physical money.
Lower costs for security
Less cash on-site means less need for expensive security systems.
Safe and secure atmosphere
Customers, employees, and other personnel can work and shop in peace.
Ease of tax payments
Pay taxes digitally right from your bank account.
Improved record-keeping
Using our digital system, you can keep track of your profits.
Better access to future loans
Due to more reliable records and tax and legal compliance.

Join Now

We’re also available to take on new cannabis-related businesses. All you need to do is submit an application, and we’ll get you registered and organize an interview. Once we’ve gathered all the relevant information, we’ll decide if you’re suitable for our comprehensive banking system.

The process is simple and quick:

Step 1. Initial application

Step 2. Document checks and due diligence

Step 3. Interview, site inspection, and an in-depth business review

What you need:

All business documents (including bylaws and operating agreement)
Your marijuana license or certificate and a complete copy of your license application
Your IRS EIN Certification Letter

If you have any questions about the process, please do not hesitate to contact us. We’re standing by and ready to serve.