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Las Cruces Cannabis Banking

All marijuana-related businesses need access to cannabis banking in Las Cruces. Join Safe Harbor Financial for industry-leading financial services for marijuana, CBD, or hemp-related businesses.

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Accessing financial services is a constant challenge for cannabis-related businesses. Despite legalization in New Mexico, federal prohibition significantly limits your options – as major financial institutions refuse to conduct business with such companies for fear of prosecution. 

Safe Harbor Financial was founded to solve the problem of underbanked cannabis businesses.

Starting in Colorado in 2015, we’ve helped hundreds of companies access much-needed financial services, including checking and savings accounts, online banking, consumer payments, electronic tax payments, direct deposit payroll, and more. 

Under our watch, we ensure businesses remain 100% regulatory compliant, helping them navigate the tumultuous legal landscape of the industry. No financial institution provides greater support and resources for marijuana and hemp banking in Las Cruces. 

Let us help elevate your business’s success with comprehensive, industry-compliant financial services. 



Las Cruces Cannabis Banking Services

Our strong reputation for high-level compliance comes from working alongside regulators, legislators, and law enforcement to ensure safety and stability. But it’s not just our transparent practices that attract clients to Safe Harbor; it’s our personalized cannabis banking services. Here’s an overview of the services you can expect:



  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Consumer payments
  • Electronic tax payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payments and origination options
  • Wire Services
  • Financing
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Elevate your success with marijuana banking in Las Cruces

As the second-largest city in New Mexico, Las Cruces is a major economic and cultural hub in the region. With the legalization of recreational marijuana, numerous dispensaries and other cannabis-related businesses are opening in the city. Indeed, the Las Cruces City Council 2020 resolution was instrumental in urging the state legislature to pass the Cannabis Regulation Act.

Local cannabis companies benefit from a friendly legal environment. Nevertheless, without high-quality marijuana and hemp banking in Las Cruces, businesses will struggle to acquire the finances or provide the services needed to grow.

Safe Harbor Financial prides itself on being part of the community. In Colorado, we forged a new path for cannabis banking, pioneering new tools and advice to help cannabis businesses grow and adapt to the changing market. While we’re always keen to help dispensaries, we also support firms developing, researching and manufacturing all cannabis products, including CBD, hemp, and marijuana. 

As the Las Cruces marijuana industry continues to evolve, we’re proud to play our part by passing along our knowledge and experience. We’re dedicated to seeing the cannabis industry thrive in Las Cruces and beyond. 



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Open your account today to elevate your success!

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Frequently Asked Questions

What is involved in Safe Harbor Financial's application process? +

You can join Safe Harbor Financial by completing three simple steps:

  1. Submit your application
  2. We’ll perform document checks and due diligence
  3. We’ll conduct an interview, site inspection, and in-depth business review.

When submitting your application, please remember to include the following documents:

  • All business documents (including bylaws and operating agreement)
  • Your marijuana license or certificate and a complete copy of your license application
  • Your IRS EIN Certification Letter

For any further questions about Safe Harbor or the application process, please get in touch with our team.

How to join Safe Harbor Financial? +

You need to become a bank member to access Safe Harbor Financial’s services. Our application process involves three steps: (1) submit your application, (2) a document check, (3) an interview, site inspection, and an in-depth business review.

As part of the application process, please submit the following:

  • All business documents (including bylaws and operating agreement)
  • Your marijuana license or certificate and a complete copy of your license application
  • Your IRS EIN Certification Letter

Please get in touch with our team for any further questions about the application process.

What is cannabis banking in Las Cruces important? +

Ensuring your business remains 100% regulatory compliant is the #1 priority of any cannabis-related business. With stringent legislation and oversight by financial regulators, you need to bank with a trusted financial institution.

Furthermore, cannabis businesses without a trusted bank are forced to handle transactions in cash – becoming a prime target for thieves and fraudsters. Let us protect your money, so you can put your energy into growing the business. 



What kinds of cannabis businesses do you serve? +

We serve all kinds of cannabis businesses, regardless of whether they handle marijuana/cannabis, hemp, or CBD. All businesses needing marijuana or hemp banking in Las Cruces should contact Safe Harbor to discuss their options. Here’s a list of all the businesses we service:

  • Growers, manufacturers, and CBD extraction
  • Cannabis biotechnology firms
  • Dispensaries and retailers
  • Cannabis associations
  • Service companies
  • Cannabis industry consultants
  • Landlords and ancillary