Jersey City Cannabis Banking

Join one of America’s leading cannabis banks. With Safe Harbor Financial, you can access the best-quality financial services and marijuana banking in Jersey City. We serve all cannabis, CBD, and hemp-related businesses.
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Safe Harbor Financial was created to serve cannabis-related businesses being underbanked by the existing institutions. Despite the state legislature legalizing medicinal and recreational cannabis in New Jersey, federal prohibition means it’s impossible to seek cannabis banking in Jersey City from major banks.

We founded Safe Harbor Financial to bridge this divide, delivering bespoke financial services to cannabis-related businesses in dire need of banking. Our Jersey City cannabis banking services include checking and savings accounts, online banking, consumer payments, electronic tax payments, direct deposit payroll, and more.

After serving the industry for over seven years, we’ve developed a reputation for personalized banking with unparalleled regulatory compliance. We understand the importance of accountability and transparency in the cannabis industry – and how hard it is to find from other cannabis banks.

Safe Harbor Financial is different. We’ve processed more than $12 billion in cannabis funds across 20 different states. With our advice and expertise, we can elevate your business’s success.

Let our team bring your vision to life.

Jersey City cannabis banking services

Banking is foundational to any business’s success – without it, companies cannot hope to succeed and grow. It’s why Safe Harbor Financial was conceived. We’ve worked alongside dispensaries, manufacturers, biotech firms, cultivators, and more as we develop our array of personalized financial services. Here’s the full range of services available to our clients:

Checking and savings accounts
Online banking with 24/7 account access
Consumer payments
Electronic tax payments
Cash management accounts
Cash pick-up and delivery services
Investment options
Employee accounts
Direct deposit payroll
ACH payments and origination options
Wire Services
Financing

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Access marijuana banking in Jersey City

Despite medical marijuana being legalized for certain conditions in 2010, the first licensed sales of recreational cannabis did not occur until April 21, 2022. Given the changing legislative landscape, access to marijuana banking in Jersey City remains challenging.

That’s where Safe Harbor Financial comes in. We’ve operated in 20 US states, delivering personalized cannabis banking services that transformed our client’s success.

For both new and old cannabis-related businesses in Jersey City, managing funds, paying taxes, accessing loans to grow, and more are all needed to ensure the cannabis companies can continue to thrive. As a leading cannabis banking institution, we process in excess of $200 million per month in cannabis payments. Moreover, we work alongside regulators, legislators, and law enforcement, earning us a strong reputation for high-level compliance.

Please submit an application or speak to our team to join Safe Harbor Financial. We’re dedicated to delivering industry-leading cannabis banking to Jersey City.

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Open your account today to elevate your success!

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Frequently Asked Questions

How do I access Safe Harbor's financial services? +

All our financial services are available to bank members. To join SHF, you’ll have to complete three simple steps:

Submit your application
We’ll perform document checks and due diligence
We’ll conduct an interview, site inspection, and in-depth business review.

While we accept applications from all cannabis-related businesses, we review applications using our in-house criteria. We ask that you provide the following documents:

All business documents (including bylaws and operating agreement)
Your marijuana license or certificate and a complete copy of your license application
Your IRS EIN Certification Letter

Please contact our team for any further questions about Safe Harbor Financial or the application process.

Do you serve all kinds of cannabis businesses? +

You need to become a bank member to access Safe Harbor Financial’s services. Our application process involves three steps: (1) submit your application, (2) a document check, (3) an interview, site inspection, and an in-depth business review.

As part of the application process, please submit the following:

All business documents (including bylaws and operating agreement)
Your marijuana license or certificate and a complete copy of your license application
Your IRS EIN Certification Letter

Please get in touch with our team for any further questions about the application process.

Why is marijuana banking in Jersey City important? +

Cannabis banking is about security, regulatory compliance, and peace of mind. First, we protect your money, ensuring it’s safe from thieves and fraud. Second, we ensure you are 100% regulatory compliant, working alongside regulators and law enforcement to stay above board. Finally, we tailor our services to your needs; with a personal banker, you’ll have access to round-the-clock financial services providing you with the necessary resources for success and profit.