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Buffalo Cannabis Banking

Experience personalized marijuana banking in Buffalo with Safe Harbor Financial. Our cannabis banking services are designed to help your cannabis, CBD, or hemp-related business succeed.

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All cannabis-related businesses need access to financial services to prosper. Despite New York State legalizing marijuana, federal prohibition still prevents major financial institutions from serving cannabis-related businesses for fear of prosecution. 

Enter Safe Harbor Financial. For over seven years, we’ve served cannabis-related businesses nationwide, ensuring regulatory compliance and supporting growth for more than 600 accounts. Under our watch, cannabis banking in Buffalo is now available to all relevant businesses. 

Our Buffalo cannabis banking services are head and shoulders above other banking options; they include checking and savings accounts, online banking, consumer payments, electronic tax payment, direct deposit payroll, and much more.

Navigate your business to success with a comprehensive, industry-compliant financial institution specifically designed for your needs.



Buffalo Cannabis Banking Services

Accessing basic financial services is a major problem for much of the US cannabis industry. Opening checking and savings accounts alone can be a fundamental problem. Safe Harbor Financial ensures all legitimate cannabis-related businesses gain access to comprehensive cannabis banking in Buffalo. Through our personal advisors, you can access our services for marijuana and hemp banking in Buffalo:



  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Consumer payments
  • Electronic tax payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payments and origination options
  • Wire Services
  • Financing
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Experience unparalleled marijuana banking in Buffalo

Buffalo’s cannabis industry is thriving following the legalization of medicinal and recreational use. Several dispensaries and other cannabis-related businesses have opened, supporting the local economy in New York State’s second-biggest city.

Despite the legalization, cannabis companies can still find accessing financial services difficult – some even being forced to pay their obligations in cash. 

Here at Safe Harbor Financial, we’re dedicated to supporting the growing cannabis industry in Buffalo. Moreover, we understand the need to diversify and innovate as more businesses join the cannabis industry rush. With Niagara Falls and Canada’s biggest cities on Buffalo’s doorstep, there’s strong potential for a booming cannabis trade, from tourism to edibles.

However, first and foremost, businesses need financial services and investment. Without the ability to take consumer payments or raise loans, businesses are unlikely to succeed in this competitive environment.

It’s not just cannabis companies. We’re also keen to provide hemp banking in Buffalo, helping businesses involved in growing, processing, or manufacturing hemp products. 



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Open your account today to elevate your success!

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Frequently Asked Questions

How do I join Safe Harbor Financial? +

Safe Harbor Financial accepts applications for all cannabis-related businesses: growers, manufacturers, cannabis biotech firms, dispensaries and retailers, services companies, and even landlords and ancillary businesses.

To become a bank member, follow these steps:

  1. Submit your application
  2. We perform a document check and due diligence
  3. We conduct an interview, site inspection, and an in-depth business review

When submitting your application, please send across:

  • All business documents (including bylaws and operating agreement)
  • Your marijuana license or certificate and a complete copy of your license application
  • Your IRS EIN Certification Letter

Please contact our team if you have any further questions.



Why should I choose Safe Harbor for cannabis banking in Buffalo? +

Safe Harbor Financial has extensive experience helping businesses grow and thrive following legalization. We helped pioneer cannabis banking in Colorado; now, we’re ready to provide personalized marijuana banking in Buffalo. 

Furthermore, in the absence of high-quality financial services, businesses must either trade exclusively in cash, increasing the risk of theft or fraud, or turn to the dishonest, disreputable lenders and financial organizations that use underhand tactics to secure financing for cannabis businesses. 

In contrast, SHF has a strong reputation for regulatory compliance working alongside regulators, legislators, and law enforcement to stay abreast of changes in financial rules for marijuana banking in Buffalo.



What kinds of cannabis businesses do you serve? +

Safe Harbor Financial doesn’t specialize in any sector of the cannabis industry. We serve businesses in the cannabis/marijuana, CBD, and hemp sectors. Here’s an overview of the kinds of cannabis businesses we support:

  • Growers, manufacturers, and CBD extraction
  • Cannabis biotechnology firms
  • Dispensaries and retailers
  • Cannabis associations
  • Service companies
  • Cannabis industry consultants
  • Landlords and ancillary