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North Carolina Cannabis Banking

Explore bespoke cannabis banking in North Carolina with Safe Harbor Financial. Upgrade and give your business a boost with our specialized services.

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Obtaining reliable banking services for North Carolina’s cannabis-related businesses (CRBs) can be a daunting task. Federal regulations often deter central banks from engaging with CRBs to avoid legal complexities and bureaucratic obstacles.

As a result, CRBs find themselves grappling with cash management, the need to conceal the nature of their operations, or relying on questionable financial sources.

Safe Harbor Financial comprehensively comprehends these challenges and offers a practical solution. We provide a reliable, legally compliant, and trustworthy suite of financial solutions and services designed to meet the unique needs of CRBs in North Carolina and its surrounding regions.

Over the years, our cannabis banking in North Carolina has facilitated over $12 billion in cannabis-related transactions, managing nearly 600 accounts and extending our reach to 20 states nationwide.

Our journey traces back to 2015, with our roots in Colorado, where we played an instrumental role in nurturing the burgeoning cannabis industry.

Place your confidence in a local institution with a wealth of experience. Join the Safe Harbor family and access top-tier support for your cannabis banking requirements.

North Carolina Cannabis Financial Services

Safe Harbor understands this need and offers a complete suite of services to all our members, including valuable assistance with loan applications and hemp banking in North Carolina

Whether you’re managing payroll, handling invoices, or seeking a bank loan, access to a wide array of financial solutions is indispensable for not only surviving but also flourishing.

We are attuned to your concerns and unique requirements, which have been shaped through conversations with business owners and experts, highlighting two primary challenges: navigating complex regulations and obtaining personalized assistance.

Adapting to the ever-evolving legal landscape has proven a formidable task, and CRBs have often needed help finding financial advisors who genuinely comprehend their distinct challenges. In response, we have elevated our services to meet these demands. 

Moreover, each business is paired with a dedicated personal banker who provides tailored guidance for marijuana banking in North Carolina. Bid farewell to dealing with call centers or repeatedly explaining your business needs. 

Our members enjoy a range of financial services customized to their specific requirements. At Safe Harbor, we are here to support your business as it navigates and thrives in the intricate economic landscape of North Carolina.

Our cannabis banking services include:

  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Personal financial advisors
  • Electronic tax payments
  • Consumer payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payment and origination options
  • Wire services
  • Financing

Trusted Cannabis Banking Partner in North Carolina

The Cherokee’s Cannabis Control Board has the authority to issue medical marijuana cards to eligible applicants.

This board, composed of five individuals with expertise in healthcare and law enforcement, oversees the licensing for the growing, processing, cultivating, and selling of marijuana for medical purposes.

To apply and qualify for a medical marijuana card and hemp banking in North Carolina, applicants must meet specific criteria. The minimum age for eligibility is 21.

Applicants must provide a signed form from a healthcare provider or doctor confirming that they have been diagnosed with at least one of a dozen chronic or debilitating health conditions.

These stringent criteria are in place to ensure that medical marijuana is accessible to individuals who genuinely require it for their health and well-being.

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Open your account today and take your cannabis business to the next level!

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Frequently Asked Questions

What's the Process for Becoming a Member of Safe Harbor Financial? +

Becoming a member of Safe Harbor Financial is a straightforward process. We extend a warm welcome to all legal and authorized Cannabis-Related Businesses (CRBs). To get started with North Carolina cannabis banking, follow these steps:

  1. Submit Your Application: Begin by completing and submitting your application through our website.
  2. Document Verification and Due Diligence: Our dedicated team will carefully review your submitted documents and conduct a due diligence process to ensure everything is in order.
  3. Interview, Site Inspection, and Review: We’ll schedule a consultation with you, perform a site visit to your business location, and conduct a comprehensive evaluation of your operation.

Should you have any questions about Safe Harbor Financial’s services or our processes, please don’t hesitate to contact our team. We are here to assist you every step of the way as you navigate the application for cannabis banking in North Carolina.

Do You Provide Loans? +

We have a robust loan program specifically designed for our bank members. To learn more about this program, we recommend consulting with your financial advisors or visiting our dedicated loan program page.

After you submit your application, we will initiate a comprehensive business review and document verification process, typically completed within 30 days.

Do You Cater to All Categories of Cannabis Businesses? +

Indeed, we are fully aware of the hurdles that all Cannabis-Related Businesses (CRBs) encounter due to existing legal restrictions. Safe Harbor Financial is committed to providing dependable financial services to all cannabis businesses through North Carolina cannabis banking.