Cash is still king in cannabis, but managing it is a nightmare. 

In this episode of Banking on Cannabis, host Terry Mendez, CEO, Safe Harbor Financial, sits down with Vince Mosca, co-founder of ATM Pros, to unpack the real operational challenges dispensaries face around cash handling, compliance, and emerging fintech solutions.

They cover the hidden risks of cashless ATM workarounds, why most operators are making costly ATM mistakes, and a brand-new hybrid cash recycler technology that could eliminate the need for courier services and vault deposits altogether.

Vince also shares how he built an AI-powered advertising and predictive analytics platform on top of his ATM footprint — what worked, what failed, and what a 775% return on ad spend looks like in cannabis retail.

If you're a dispensary operator, MSO, or cannabis finance professional, this one's packed with insights.

Topics covered:

  • Why cashless ATM solutions are getting shut down by Visa, and what's replacing them
  • The two-ATM rule and other common cash handling mistakes
  • A new micro-ATM/cash recycler hybrid that changes the point-of-sale equation
  • How Vince turned 25 million ATM transactions into an AI analytics business
  • Using Claude Code, Perplexity, and Google Suite to build AI tools without a tech team
  • Retaining institutional knowledge with AI "time capsule" employees

About Banking on Cannabis Banking on Cannabis is the podcast for cannabis industry operators, executives, and financial professionals. Hosted by Terry Mendez, CEO of Safe Harbor Financial — the financial platform cannabis operators use to bank, borrow, operate, and grow.

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