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Cannabis Banking in Jefferson City, Missouri

Access secure, compliant business banking in Missouri with Safe Harbor Financial—the platform built exclusively for cannabis operators.

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Safe Harbor Financial is the established leader in cannabis banking, with over $25 billion in funds processed since launching the nation’s first compliant program in 2015.

We serve Jefferson City’s legal cannabis community—including dispensaries, cultivators, manufacturers, and hemp businesses—with full-service solutions: checking accounts, cash flow support, lending, digital payments, and mobile banking. Every service is built to meet the regulatory demands and operational needs of licensed operators across Missouri.

Missouri cannabis banking services

Financial services are the backbone of running a business: paying bills, accepting electronic payments, and filing taxes. Whatever your business, without these fundamental services, even opening your doors is a challenge. Through our personal bankers, you can access all our services, including:

  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Consumer payments
  • Electronic tax payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payments and origination options
  • Wire Services
  • Financing
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Marijuana Banking in Missouri — Current Rules and Regulations

Missouri legalized adult-use cannabis through Amendment 3, approved by voters in November 2022. Possession became legal on December 8, 2022, with the first licensed sales commencing on February 3, 2023. The Missouri Department of Health and Senior Services oversees licensing and compliance for both medical and adult-use cannabis businesses, including dispensaries, cultivators, processors, and testing laboratories. Whether you’re applying for a license, expanding your footprint, or transitioning from hemp or medical operations, financial compliance is essential.

Safe Harbor Financial supports cannabis and hemp operators with secure banking services—checking, lending, payments, and mobile tools—backed by over $25 billion in processed funds and a decade of industry experience.

 

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Frequently Asked Questions

How do I join Safe Harbor Financial? +

All legitimate and legal cannabis-related businesses are welcome to submit an application via our website. Please complete the three steps:

  1. Submit your application
  2. We’ll perform document checks and due diligence
  3. We’ll conduct an interview, site inspection, and in-depth business review.

While we accept applications from all cannabis-related businesses, we review applications using our in-house criteria. We ask that you provide the following documents:

  • All business documents (including bylaws and operating agreement)
  • Your marijuana license or certificate and a complete copy of your license application
  • Your IRS EIN Certification Letter

Please contact our team for any further questions about Safe Harbor Financial or the application process.



Do you serve all types of cannabis-related businesses? +

Yes. We appreciate that not all CRBs are either dispensaries or grow operations. That’s why our services cover all facets of the cannabis industry, including CBD and hemp. Our St Louis cannabis banking services are open to:

  • Growers, manufacturers, and CBD extraction
  • Cannabis biotechnology firms
  • Dispensaries and retailers
  • Cannabis associations
  • Service companies
  • Cannabis industry consultants
  • Landlords and ancillary