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Cannabis Financing

Capital to accelerate your cannabis business’s growth

We know the difficulties individuals face while working in the cannabis industry. Whether you’re working with cannabis/marijuana, hemp, or CBD, there’s a seemingly insurmountable mountain of regulatory and financial challenges to manage.

That’s why Safe Harbor Financial was founded. We not only help existing cannabis business clients, but welcome new cannabis and ancillary businesses across the country. We’re always ready to assist cannabis businesses in building their brand and business model.

Cannabis Businesses We Serve

Commercial property is critical to success in all avenues of the cannabis industry. Growers and manufacturers need premises to store plants and equipment. Dispensaries need retail sites. Even service companies can require office space for administration or distribution.

  • Growers
  • Manufacturers
  • CBD Extraction
  • Cannabis Biotechnology Firms
  • Dispensaries
  • Retailers
  • Cannabis Associations
  • Service Companies
  • Cannabis Industry Consultants
  • Landlords & Ancillary
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Loan Types For Cannabis Financing


Term Loans

You’re making money, so why can’t you get a loan to grow?

With Safe Harbor Financial’s Term Loans, operators can skip the long waits and complicated processes and get back to business.

  • $50K-$250K available loan size
  • Installment loan with six-month grace period
  • Qualify in 24-48 hours
  • Funds in two business days on average

Term loans are available to:

  • Operators nationwide
  • Businesses with proven cash flow for six months
  • At least three months of banking history

Conventional Loans

Loans should be designed to support your size business. For many, cash flow-based loans just aren’t enough.

Leverage your assets to more rapidly scale your business.

  • $250K-$5M available loan size
  • Typically funds in 4-8 weeks
  • Competitive rates available, dependent on collateral and guaranty structure

Conventional loans are available to:

  • New and existing operators in legal cannabis states
  • Operations with hard assets (real estate, equipment, etc.) for collateral
  • At least three months of banking history
  • Personal guarantees typically required

Get Started With Cannabis Business Financing

Our Cannabis Business Loan Benefits

We’re more than just one of the only financial institutions offering cannabis business loans; we’re the best. After years of honing our services, we’ve created a financing program optimized to help cannabis businesses succeed.

Quick and easy consultation +

Schedule a quick and easy consultation to review your business needs. If everything looks good, we’ll proceed with the next step, which is filling out your application.

Processed application within 30 days +

We process all applications as soon as possible so that you can plan your business’s future, but our target turnaround is 30 days. Of course, this depends on submission of documentation and other client assistance to move swiftly through the process.

Reasonable interest rates and terms +

We don’t strangle future growth with excessive payments and untenable loan terms which the industry has seen in the past. We want to ensure you have a loan that suits your needs and allows for your success.

Same financial institution for your banking +

We manage all the financial aspects of your business; no juggling multiple lenders and banks. It’s our goal to create a “one stop shop” of services to meet your needs and keep you on a path to success. Safe Harbor’s proven process has provided our clients with reliable banking solutions for the last 7 years.

Reliable regulatory compliance +

All our loans, just like our depository services, are compliant with federal- and state-level regulations. We have successfully completed 16 state and federal regulatory examinations to ensure your continuity of banking services.

Get Started With Cannabis Financing

See If You Qualify