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San Francisco Cannabis Banking

Experience unprecedented access to personalized banking and regulatory advice. We’re one of the industry leaders for marijuana banking in San Francisco.

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Navigating the complex regulatory and legal structures governing the marijuana industry is a headache for all cannabis-related businesses (CRBs). While California’s liberalization has opened doors for numerous CRBs, federal prohibition prevents access to major financial institutions.

It’s a frustrating dilemma for cannabis companies, forced to either operate in cash, turn to disreputable financial organizations, or misrepresent the nature of their businesses.

The answer is Safe Harbor Financial.

Established in 2015, Safe Harbor Financial is dedicated to delivering industry-leading financial services to all legitimate cannabis-related businesses in dire need of help. After seven years of serving the industry, we’ve managed over 600 accounts, processed more than $12 billion in cannabis-related funds, and operated in 20 states.

Our expertise runs through all sectors of the cannabis industry – and we’re also providing marijuana, CBD, and hemp banking in San Francisco.

By joining today, you’ll gain access to checking and savings accounts, online banking, consumer payments, electronic tax payment, direct deposit payroll, and much more.

Speak to our team about joining one of America’s top cannabis financial institutions.



San Francisco cannabis banking services

Your businesses need reliable, effective, and comprehensive financial services to succeed. From basics like checking accounts to electronic tax payments, our cannabis banking solutions can ensure the everyday running of your business is a breeze.

Even better, we equip all our clients with round-the-clock guidance in the form of a personal banker. These highly-qualified professionals are all industry-accredited, possessing in-depth knowledge about the rules and regulations governing marijuana and hemp banking in San Francisco.

They’re only a text, email, or phone call away whenever you need advice or guidance on financial or regulatory matters. You’ll never need to ring a call center or listen to an automated message again – it’s on-demand cannabis banking like you’ve never seen before.

In addition, all our clients gain access to our full range of services, including:



  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Consumer payments
  • Electronic tax payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payments and origination options
  • Wire Services
  • Financing
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We deliver unmatched marijuana banking in San Francisco

California is at the forefront of the liberalization of cannabis laws – both medical and recreational. Nowhere is that truer than in San Francisco. For example, in 2019, the Outside Lands Music and Arts Festival became the first major music festival to offer legal cannabis for sale. 

Such innovations mark the region out as a major market for cannabis entrepreneurs – but only if they can access the capital and financial services necessary to succeed.

That’s where we come in.

Having already guided Colorado’s cannabis industry to maturity, we understand the innovations, drive, and enterprising attitude needed to succeed. With further legislative efforts like the “Cannabis Appellations Program” offering new opportunities for cannabis-related businesses, we’re here to take your business to the next level.

Ready to experience unparalleled cannabis banking in San Francisco? Contact us for further details.



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Open your account today to elevate your success!

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Frequently Asked Questions

Why choose Safe Harbor Financial? +

We always welcome new additions to the Safe Harbor family. Please follow these steps to complete the application process:

  1. Submit your application
  2. Document check and due diligence
  3. Interview, site inspection, and in-depth business review

We also ask you to submit the relevant documentation when applying:

  • All business documents (including bylaws and operating agreement)
  • Your marijuana license or certificate and a complete copy of your license application
  • Your IRS EIN Certification Letter

Please get in touch with our team for any further questions about Safe Harbor or the application process. 



What kinds of cannabis-related businesses do you serve? +

We appreciate the diversity and innovation of the cannabis industry. In fact, we designed our financial solutions to be versatile to the needs of the various sectors. Here’s a list of the different kinds of CRBs we serve:

  • Growers, manufacturers, and CBD extraction
  • Cannabis biotechnology firms
  • Dispensaries and retailers
  • Cannabis associations
  • Service companies
  • Cannabis industry consultants
  • Landlords and ancillary
Do you have a loan program? +

Yes. Our loans program was created to supply businesses with the capital they need to expand and thrive. We always try to provide you with an answer to your application within 30 days; we ask you to contact your personal banker in advance so that they can track its progress.

Please submit the following documentation when applying:

  • All business documents and relevant information
  • Tax ID number
  • A brief description of the use of funds
  • Business license
  • Type of loan needed
  • Personal credit history