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Miami Cannabis Banking

Experience unparalleled marijuana banking in Miami. Here at Safe Harbor Financial, we’re industry leaders in cannabis banking for marijuana, CBD, and hemp businesses.

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Founded in 2015, Safe Harbor Financial is the legitimate cannabis industry’s answer to the underbanking crisis. With major financial institutions unwilling to provide cannabis banking in Miami due to the federal stance on legalization, we’re here to ensure legitimate businesses have access to all the financial services they need.

No longer do dispensaries, cultivators, manufacturers, and more need to turn to unscrupulous financial organizations for basic financial services, like loans, checking accounts, or financial advice. Or, even worse, misrepresent their business in order to gain an account with a reputable bank. 

Here at Safe Harbor, we facilitate impeccable financial services for marijuana, CBD, and hemp banking in Miami, including checking and savings accounts, online banking, consumer payments, electronic tax payment, direct deposit payroll, and much more.

We streamline banking, removing the hassle and headache so that you can run your cannabis business safe in the knowledge that you’re 100% regulatory compliant.

Access our trusted marijuana and hemp banking in Miami today.



Miami Cannabis Banking Services

No business can thrive without reliable financial services and capital inputs – even the lucrative cannabis, CBD, and hemp industries. Without the right financial support – be it our full range of financial services or capital investment – businesses find themselves stuck in a rut. That’s where Safe Harbor Financial comes in. Through your personal advisor, you’ll gain access to:



  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Consumer payments
  • Electronic tax payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payments and origination options
  • Wire Services
  • Financing
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Access marijuana banking in Miami

At present, the recreational use of cannabis remains illegal in Florida. However, the industry has seen significant reforms. Following the 2016 constitutional amendment, the medical use of marijuana was legalized, paving the way forward for cultivators and dispensaries. 

Meanwhile, CBD oil was legalized in 2014, and hemp cultivation and processing are possible throughout the state – and in the Miami area.

Given this complicated legal landscape, businesses need a Miami cannabis banking institution they can rely on. We appreciate the severe difficulties cannabis-related businesses face as they begin trading. With underbanking rife throughout the industry, cannabis-related businesses become the targets of theft and fraud – due to the excess cash kept on the premises.

We not only protect your money from thieves but also from the eagle eyes of state and federal regulators. We liaise with law enforcement, legislators, and more to ensure your business remains 100% complaint

We believe all legitimate cannabis-related businesses deserve access to marijuana and hemp banking in Miami – and we’re here to deliver just that.



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Open your account today to elevate your success!

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Frequently Asked Questions

Are your financial services available to all cannabis businesses? +

Yes. Our financial services are available to the full range of legal and legitimate cannabis companies operating in Miami and beyond. We manage the finances for the following cannabis-related businesses:

  • Growers
  • Dispensaries
  • Retailers
  • Cannabis associations
  • Service companies
  • Cannabis industry consultants
  • Landlords
  • Ancillary

Joining SHF involves submitting an application via our website. As part of your application process, we’ll need to review all relevant business documents, a marijuana license or certificate, and an IRS EIN certification letter. Following a full document check, we’ll conduct an interview, site inspection, and an in-depth business review.



Why Choose Safe Harbor Financial? +

Safe Harbor Financial is unlike any other institution for cannabis banking in Miami. From access to personal bankers to unparalleled regulatory support, we go above and beyond for our clients. So far, we’ve supported over 600 accounts processing in excess of $12 billion in cannabis-related funds.

The alternatives are less than desirable. Because of the federal stance on cannabis banking, the industry is rife with less than scrupulous lenders and financial organizations that will risk not just your money but your right to trade. Rely on a cannabis banking firm you know can be trusted – join Safe Harbor.



Do You Provide Access To Loans? +

Yes. Through our loan program, we supply businesses with the capital needed to expand. You’ll need to submit a loan application alongside the following documentation:

  • All business documents and relevant information
  • Tax ID number
  • A brief description of the use of funds
  • Business license
  • Type of loan needed
  • Personal credit history