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Santa Barbara Cannabis Banking

Expand your business with marijuana and hemp banking in Santa Barbara. As one of America’s leading cannabis banks, Safe Harbor Financial supports cannabis-related businesses across the region.

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No business can thrive without access to high-quality financial services. Yet, despite California’s legalization of recreational cannabis in 2016, federal prohibition means major financial institutions refuse to grant access to vital financial support. Cannabis-related businesses are left to go cash-only or turn to disreputable companies.

We founded Safe Harbor Financial to bridge this divide. Over the past seven years, we’ve supported numerous businesses navigate the complex regulatory and legal waters of the cannabis industry. Under our guidance, we deliver personalized banking, capital investment, and up-to-date regulatory advice. 

We’ve served hundreds of cannabis businesses across 20 states, developing a reputation for our due diligence and superior services. Become a member of Safe Harbor, and we’ll elevate your business’s success – contact us for further details.

Santa Barbara cannabis banking services

The lack of adequate marijuana and hemp banking in Santa Barbara is a headache for local businesses. Where other businesses turn to their high street bank, that’s not possible for a cannabis company. All our members receive access to our selection of financial services, including:

  • Checking and savings accounts
  • Online banking with 24/7 account access
  • Consumer payments
  • Electronic tax payments
  • Cash management accounts
  • Cash pick-up and delivery services
  • Investment options
  • Employee accounts
  • Direct deposit payroll
  • ACH payments and origination options
  • Wire Services
  • Financing
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Grow your business with marijuana banking in Santa Barbara

While California wasn’t the first US state to legalize recreational cannabis, since Proposition 64 in 2016, it’s been at the forefront of the industry. With a sizable proportion of the total cannabis grown in the US coming from California – and with advances in CBD extraction and edibles production – and in particular, Santa Barbara is perfectly positioned to benefit from this booming industry.

What’s needed is a cannabis financial institution experienced in navigating a mature industry. That’s where Safe Harbor comes in. We’ve already helped numerous businesses achieve success in Colorado’s burgeoning market; now, we’re ready to do the same in Santa Barbara.

We’re an industry-leading innovator of cannabis banking, forging new paths for businesses in need of financial support. With our personalized banking system and regulatory rigor, you’ll be ready to seize all future opportunities, like the Cannabis Appellations Project. 

As a major tourist hotspot, Santa Barbara has an even greater opportunity. Through Safe Harbor Financial, you’ll receive the help and support you need – let’s create the region’s future prosperity together.

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Open your account today to elevate your success!

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Frequently Asked Questions

How do I join Safe Harbor Financial? +

Please submit an application to become a member of Safe Harbor. There are three steps involved in the application process: (1) submit your application, (2) a document check, (3) an interview, site inspection, and an in-depth business review.

As part of the application process, please submit the following:

  • All business documents (including bylaws and operating agreement)
  • Your marijuana license or certificate and a complete copy of your license application
  • Your IRS EIN Certification Letter

Please get in touch with our team for any further questions about the application process.

Why do I need marijuana banking in Santa Barbara? +

In the absence of reliable financial services, businesses are often forced to go cash-only. Storing a large amount of cash on-site attracts the attention of thieves and fraudsters. Businesses must invest in additional security to protect their businesses. And handling cash means keeping track of your finances is that bit harder. 

With a reliable cannabis bank, you can operate safely in the knowledge that your finances are secure. That’s the Safe Harbor promise.